I am quite sure I got a few best answers from people asking the same question after I sent them here, I think it's the student card that did the trick, might be on the first link down
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you!

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